AI Workflows for Insurance

From intake to execution. End-to-end. No exceptions.

MincaAI embeds AI agents into your core insurance operations — underwriting, endorsements, claims, and more. 80% time reduction. In production in 6 weeks, customized to your environment.

See How It Works

15 clients · 4 countries · 5 end-to-end processes automated

Submission Intake Fleet Underwriting Claims FNOL Policy Issuance Vehicle Codification Quote Generation Submission Intake Fleet Underwriting Claims FNOL Policy Issuance Vehicle Codification Quote Generation
Endorsement Processing Commission Reconciliation Coverage Validation Document Extraction Premium Collections Sinistrality Analysis Endorsement Processing Commission Reconciliation Coverage Validation Document Extraction Premium Collections Sinistrality Analysis
10× Faster time-to-quote
80% Time reduction
<3% Error rate

Backed & supported by

Microsoft for Startups
NVIDIA Inception
Station F
BPI France
AWS for Startups
The Problem

Insurance teams lose +70% of their time to work that adds no value

Every day, your team files, copies, searches, and reminds — instead of underwriting, advising, and growing revenue.

Filing Documents

Affiliations, claims, letters, forms — sorted manually. Every day.

Searching for Information

Data fragmented across systems. Procedures buried. Hours lost.

Repetitive Communications

The same reminders, the same answers — sent manually, every day.

Manual Re-entry

Copy-paste between systems. Guaranteed errors. Zero auditability.

This lost time = less revenue, more errors, and frustrated teams.
The Platform

Four components. Any workflow. Full coverage.

Each component is an independent service — combinable and configurable for any insurance process.

01 / Smart Intake
Smart Intake

Connects to email, portals, APIs, uploaded files. Accepts PDF, Excel, Word, and images.

02 / AI Analysis
AI Analysis

Intelligent extraction, cross-checking, completeness analysis, automatic missing-document reminders.

03 / Action Engine
Action Engine

Updates target systems, sends automated communications, connects to insurer platforms, executes business rules.

04 / Monitoring
Dashboard & Monitoring

Real-time workflow visibility, exception management, operational KPIs, full audit trail.

Technology

Built for Real Insurance Systems

Architecture & AI Approach

Modular microservices architecture that adapts to your workflows. Deterministic rules combined with AI reasoning — reliable where precision matters, flexible where context does. LLM-agnostic: the right model is selected per task, not per vendor preference.

Deployment & Data Control

Cloud or full on-premises deployment. Sensitive data stays within your environment. No forced SaaS model.

Integration & Workflow Coverage

Connects directly with email systems, Excel workflows, and core insurance platforms. Every step automated from intake to output — without replacing your current systems.

Custom & Scalable by Design

Each deployment is tailored to your operations. Start with one workflow and expand across underwriting, endorsements, claims, and collections over time.

Production-proven across insurers and brokers in multiple countries.

Solutions

Built by process. Not by product.

We automate full insurance workflows — not isolated features. Each solution replaces a manual process end-to-end.

Insurers

End-to-end automation of commercial lines underwriting

From email intake to structured quote output — vehicles, coverages, sinistrality data. Replaces manual processing and legacy cotizador tools.

Smart Intake AI Extraction Enrichment & Codification Rule Engine Dashboard
10× Faster time-to-quote
80% Time saved
<3% Error rate
Fleet Underwriting Demo
Brokers & Insurers

Automates policy endorsement requests across all channels

Intake, AI processing, and execution of endorsement flows. Connects directly to insurer platforms or sends automated communications as fallback. 100% flow coverage.

Reception AI Processing Auto Login Follow-up
95% Auto-processed
100% Flow coverage
Brokers / MGAs

AI agents handle the full claims intake and triage workflow

FNOL intake, document collection, eligibility verification, file opening. Integrated with existing CRM and DMS systems.

-95% Response time
-60% Workload
+25 pts First-contact resolution
Insurers

Automates issuance from validated quote to policy delivery

Reduces manual touchpoints in the issuance chain. Generates policy documents, triggers delivery, updates core systems.

In development — coming soon
Insurers · LATAM

Automates premium collection, reconciliation, and follow-up

Handles payment tracking, automated follow-up communications, and reconciliation workflows. Built for LATAM market requirements.

In development — LATAM focus
Your ROI

See what you're leaving on the table

0
hours saved per month
$0
saved per month

Based on 80% operational time reduction — measured in production

Customers

In production. Measured results.

15 clients
4 countries
5 end-to-end processes automated
6 processes automated
The Team

Built by people who know insurance.

Tanguy Moutte
Tanguy Moutte
CEO

EDHEC · IBM AI Consultant · Quantificare PM. Enterprise AI and operations background.

Stella Choi
Stella Choi
CTO / CAIO

École Polytechnique · Actipulse AI Lead · Egis Director of AI Innovation. Architect of MincaAI's technical core.

Xavier de Bellefon
Xavier de Bellefon
CRO

Ex-CEO AXA LATAM · Chairman Previta. Leads commercial expansion in Mexico and LATAM.

Advisory Board: 6+ experts including former AIG Chief Risk Officer and XB Ventures CIO.

Ready to eliminate the manual work?

Phase 1 is live in ~6 weeks, customized to your environment. We onboard a limited number of clients each quarter.

Or email us: contact@mincaai.com